Small business loans, made easy
One form. Real offers. No pressure. Borrower connects you to funding that fits your business.
Why do small business owners apply for loans?
Small business loans help cover common challenges—like cash flow gaps, emergency repairs, or the need to restock fast. Many business owners apply for funding to keep operations running, invest in growth, or handle the unexpected.
Can't cover payroll
Many small businesses struggle to make payroll when cash flow is tight.
Equipment broke
Broken equipment can halt business—and emergency funds aren’t always there.
Emergency repair needed
It’s not uncommon for small businesses to need a fast repair—and no budget for it.
Need better equipment
Many business owners delay upgrading equipment that could increase revenue.
Inventory ran out
Without financing, restocking inventory can be a major challenge.
Can't pay rent
Some business owners fall behind on lease or rent when revenue dips or expenses are high.
That’s why we make borrowing easy
Borrower is a borrower-first platform—built to help you get the funding you need, when you need it. Funding that works for you, not against you.
How do small business loans work with Borrower
Small business loans help business owners get fast access to funding—without the hassle of banks or endless paperwork. With Borrower, it only takes a few clicks to see offers from real lenders.
Step 1
Tell us about your business
Fill in our simple form in only a couple of minutes.
Step 2
Get matched instantly and choose what fits
We show you real funding opportunities—ranked and ready to compare. Pick what fits your needs.
Step 3
AI helps you through (literally) everything
Our AI chatbot explains your options, rates, and if a loan truly makes sense for you.
Step 4
Accept & receive your money
Accept your offer and receive funds—our lending partners often send funds in just 24–48 hours.*
Small business lenders we might match you with:
How big of a small business loan can I get?
Answer a few quick questions to see what real loan offers your small business might qualifies for.
Benefits of small business loans
Below are some of the benefits of using Borrower for your small business loans.
Compare real offers side by side
We show multiple loan options up front, so you can pick what works best.
Automatic follow-up
Some lenders respond later. We’ll notify you if more offers become available.
Built for small business owners
No investor decks. No suits. Just simple funding made for people like you.
One form, multiple offers
Fill a single application. We match you with real small business lenders, you pick the one that fits.
No impact on credit
Prequalification uses a soft pull, it won’t affect your credit score.
No commitment
You’re free to compare offers and walk away, it’s entirely up to you.
Small business loan FAQs
Frequently asked questions about small business loans.
What is a small business loan?
A small business loan is funding you can use to cover expenses, grow your business, or handle unexpected costs. Some loans are short-term, others longer-term—it depends on your business needs and what you qualify for.
Can I qualify if my business is new?
Will checking offers affect my credit score?
How fast can I get the money?
What can I use a small business loan for?
What do I need to apply?
